Mandatory Health Insurance
Q: To Democrats, what’s the difference between health insurance and being alive?
A: The Democrats will let you opt out of being alive.
The plan from Democratic Sen. Max Baucus of Montana would make health insurance mandatory, just like auto coverage. It would provide tax credits to help cover the cost for people making up to three times the federal poverty level. That’s about $66,000 for a family of four, and $32,000 for an individual.
But those who still don’t sign up would face hefty fines, starting at $750 a year for individuals and $1,500 for families. The maximum penalty on individuals would be $950.
One difference between health insurance and auto insurance is that if you don’t want to own a car, you don’t need auto insurance. There is no such mechanism for opting out of health insurance.
The thing that’s mandatory about auto insurance is liability: if you harm someone else, mandatory auto insurance means that their injuries will be covered. It’s not to cover you. We don’t have health liability insurance, except for doctors, who don’t have to be forced to get it. One malpractice case, bogus or not, win or lose, and they’re out of business.
So why force young, healthy people have to get health insurance? Money. In order to pay for people who can’t afford it, the Democrats are going to force people who will never use their insurance to pay into the system. In plain terms, it’s a tax increase.