The Real Way to fix Entitlements
With all the back and forth on the budget, there has been much talk over the entitlement spending. Conservatives have recognized that to save these programs which liberals hold so dear, we must cut the spending and reform the programs. But, in my personal opinion, none of the plans went far enough. Far too many people live off of legal plunder and other peoples money, ignoring the time tested American principle of hard work. I understand the argument that these programs are compassionate, but that is just not true, as they are making it harder for jobs to be created, they are forcing up health care costs, and they are spending future generations money. Furthermore, they actually trap entire families in welfare due to the permanent status which people can have with welfare, causing the cycle of poverty to continue, as children often are not taught hard work, as seen throught the black community. if you don’t believe me, read Thomas Sowell. There are some fairly simplistic ways to reform entitlement spending, in a way which would encourage a good work ethic while maintinaing a temporary, fiscally sustainable social safety net.
For all non-disabled people, we need to turn medicaid into more of a temporary safety net based on unemployment and other mitigating factors. Remember this plan does not change anything for permanently physically or mentally disabled persons. Medicaid must be turned into a 3-5 year (depending on the state) temporary program, and within that it must be turned into a program which pays towards private insurance plans, rather than to the doctors directly, a la Paul Ryan, so as not to unnaturally inflate health care costs. This would provide for a family so as not to face death in times of dire situtations, but would also encourage them to find a new job.
This plan is by far the simplest. As this plan is, in my opinion, not at all necessary at a federal level, we ought to block grant it and turn that sort of power over to the states.
For all seniors under 55, again, a la Paul Ryan, we should allow states, municipalities, localities and individuals to opt-out of the program, and for the people who chose to stay in the program, we need to to vastly raise the retirement age, and hevaily means test the program.
These plans would solve much of our budgetary, and hopefully, social problems through encourazging work while cutting benefits.