I have B.S. and M.S. in physics and a PhD in Medical Physics. I am a Christian, Husband, and father of 3. I have spent most of my life in the South, but am now getting used to living in upstate NY.


    Here’s how you get a death spiral

    You know how there has been concern that the sickest people will preferentially sign up for Obamacare, but only when they need care? Apparently hospitals are considering buying Obamacare plans for their sickest uninsured patients. That’s right, the hospital will sign up the person, pay the premiums and then submit the patient bill to the insurer. This sort of move actually guarantees that all the | Read More »

    About Discrimination

    So, there is a bill from the Senate proclaiming that all employers and those they employ must give approval to sexual perversion.  The previous situation was that you don’t make a big deal about your perversion at work and nobody asks you about it.  You know, the closet, or Don’t Ask Don’t Tell.  The new bill declares that nobody be “forced” to keep their proclivities | Read More »

    The wrong spot on the Laffer curve

    For those of you who don’t know, the Laffer curve is based on a simple premise: If there is a 0% tax rate the government collects $0 If there is a 100% tax rate the government collects $0 (nobody does any work so there is nothing to tax and everybody starves to death) Somewhere in the middle the collected revenue is maximized. There have been | Read More »

    Detroit closes charter school for financial reasons

    So, apparently Detroit is in the position where they are able to determine whether other institutions are financially sound. Apparently when a school’s debt exceeds half the annual revenue the school is considered unsound. This comes from Detroit with $8B debt outstanding on $1B of revenue. An additional ~$8B or so is due to underfunded pension programs. So Detroit doesn’t want unsound debt accrued | Read More »

    How the traditional family will destroy the dependency state [part 1]

    The dependency state (including all dependents both responsible savers and irresponsible government cases) is doomed to failure.  I posted previously on why I believe the overall dependent to productive worker ratio is ~4:1 right now.  Most of our dependents are funded by siphoning off some of the excess valuable labor of these workers and directing those fruits to the not-currently-working via medicare, medicaid, social security, | Read More »

    Dear Republicans: DRAG HIM DOWN

    For our Republican leaders. I would like to note that your approval rating is somewhere in the mid 20% range, meaning about half of your own party disapproves of how you are performing. I suggest that a large component of those in your own party disapproving of your performance are members disappointed with your lack of resolve. I would also like to take this opportunity | Read More »

    Unsustainable Dependency

    *This is a slight modification based on the objection of rbdwiggins below.  I had originally titled it “The Looming Retirement Bomb” but he pointed out that was a somewhat myopic title since the problem I am pointing to is broader than retirement alone. Let’s consider a country where everybody decides to work for two years, put half their money in the bank and then vacation | Read More »

    What is going on at Rasmussen? [Updated to include more than just Rasmussen]

    Anyone else notice Rasumssen’s numbers have been all over the place recently? Normally they have been the more stable polling firm and have leaned R, maybe R+4 compared to the average of other polls. They have been closer to D+2 recently, and between yesterday and today had an Obama +8 swing. They average three days of polls, so that means Obama’s net approval was 24 | Read More »

    Cutting Our Monetary ties Part 2

    Article 1 Section 10 prohibits the states from coining Money (printing fiat currency) and also requires the states not to accept anything other than Gold or Silver coin as a tender in payment of debts. Historically this has been carried out in three ways 1) Allow banks to keep gold reserves (coin) and issue notes that can be redeemed for coin upon demand (bank notes) | Read More »

    Cutting our Monetary ties Part 1

    There are several ties holding together the several states. These include: 1) Diplomatic (including common military) 2) Cultural (including religious and historic) 3) Economic 4) Monetary The legal ties merely codify these more fundamental ties. There may be some more that I have missed, please feel free to point them out. What I am looking at today is monetary ties. These ties are related to | Read More »