FACT 1: Obama sued banks for not giving away enough subprime loans. "Obama represented Calvin Roberson in a 1994 lawsuit against Citibank, charging the bank systematically denied mortgages to African-American applicants and others from minority neighborhoods."
FACT 2: Senator Mccain did everything in his power in 2005 to both warn and legislate against the current subprime loan financial crisis.
source: Bill title is - S. 190 [109th]: Federal Housing Enterprise Regulatory Reform Act of 2005
FACT 3: The root of this whole mess is the Clinton administration for both giving out and making popular subprime loans to people who had a stressed ability to pay them back, and Democrats who later repeatedly blocked regulation reform.