Patricia Lightner recently completed nearly five years in the financial services industry as a VP in Government Relations with the global bank, HSBC. She worked on consumer credit issues such as: privacy, security breach, mortgage lending, licensure, credit card and insurance. In 1998, Lightner started her political career running for an open seat in the Kansas Legislature. She ran for State Representative in the 29th District as an unknown Republican in Overland Park and won in an upset victory. She served three terms as a State Representative. Her mainstream conservative stance and voting record earned her the respect of her colleagues who elected her to Majority Whip her second term in office, (2000-2002). In her third term, she was appointed as the House Insurance Committee Chairman, (2002 -2004). Prior to the State Legislature, Patricia spent six years in the federal government. She started her work in the public sector employed as an enforcement attorney with the Federal Aviation Administration. There she worked on hundreds of certificate actions cases as well as civil penalty cases involving airport security. Her work at the FAA provided Lightner experience on a facet of an issue we all have great concern with