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If You Like Your Health Care Coverage, Vote Against Obama/Biden

Moral Imperatives and Economic Incentives Are Meeting In A Dangerous Place

The Obama Administration has mandated that all health insurance plans must cover “women’s health services” including contraception, sterilization, and abortion-causing medications as part of the Patient Protection and Affordable Care Act (PPACA). Up to this time, Franciscan University has specifically excluded these services and products from its student health insurance policy, and we will not participate in a plan that requires us to violate the consistent teachings of the Catholic Church on the sacredness of human life.

The quote above represents the reaction of one, small Catholic university to the DHS mandate that all health insurance plans pay for abortificants. Franciscan University of Stuebanville, boasts about 2,500 students. They don’t have Touchdown Jesus, but they did take 3rd Place in National Small College Rugby Organization Tournament. Such a small event would probably lead Mein Obama to scoff “How many divisions does the Pope of Rome have?”

The President has already eaten his negative press on this and deflected it by accusing Mitt Romney of marshalling the forces of iniquity in a war on women. Barack Obama has led recent college graduates to levels of unemployment that have caused periphery countries in the Eurozone to suffer economic collapse and require national bail-outs. He has been utterly oblivious to the fact that his policies have failed them like nobody else in America. If Georgetown or Notre Dame were to drop student Health Coverage, President Obama would only use this as an excuse to further demean the beliefs and values of religious Americans.

Yet the directors and the faculty at Franciscan University of Stuebanville can read laws and statistics. They know well that health care costs are a major driver in everything they do involving human beings. The university health center describes how the ObamaCare Law effects the costs of carrying the students.

Additionally, the PPACA increased the mandated maximum coverage amount for student policies to $100,000 for the 2012-13 school year, which would effectively double your premium cost for the policy in fall 2012, with the expectation of further increases in the future.

So let the law go in effect in 2014. Let’s see how holy they feel when the fines impact. Of course, people who can read laws and statistics have already gone to work on tabulating that. Here’s what many employers who cover large workforces believe.

Even after paying a penalty of $2,000 per employee, the companies stand to save $28.6 billion in 2014 alone by shifting employees to health insurance exchanges governed by strict federal standards. The companies stand to save more than $422 billion over the first 10 years of the law by doing this.

(HT: Fox News)

This suggests that anyone who can get rid of insurance plans for any reason saves a lot of money by dumping these costs onto the Government Exchange. This suggests that we haven’t solved our insurance problems at all. ObamaCare has successfully done is create a major example of “The Tragedy of The Commons.” Everybody’s insurance will cover everything politically desirable for free. Nobody will actually have to pay for it. This is how the Eurozone turned into its dysfunctional self.

Meanwhile, this post assumes that the Individual Mandate won’t get stricken down by the US Supreme Court. Won’t it be a pleasure to see how the US Government offers affordable policies that make political goodies like $3,000/Year of contraception available for “free”?

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