Now that the Obama administration has decided that either employers or insurance companies must provide free birth control, abortifacients, and sterilation in the name of “protecting” women’s health, I am wondering where this will end. I take cholestoral medication. I have a $20 co-pay each time I get my prescription filled. Shouldn’t my medication be free? After all, it is “preventive health care”. And if, God forbid, I were to need heart by-pass surgery, shouldn’t that also be free? Under my current health insurance, I would have a $2,000 deductible and a 20% co-pay. Isn’t it “actuarily sound” for the insurance company to pick up this tab in order to prevent me from having a heart attack, which would result in even greater medical costs to the insurance company?
I also have a recurrence of colon polyps, which require me to have regular colonoscopies. Colon cancer is one of the greatest health threats, particular to older men. Shouldn’t my colonoscopy and the removal of these polyps, if discovered, be “free”. Treatment of colon cancer is extremely expensive and this would save my insurance company a lot of money in the long run.
I have a friend who recently had a “lumpectomy” to remove a breast cancer. Fortunately, it was discovered through early detection because she has regular mammograms. But, there is a co-pay on her insurance, and we know that many women don’t get mammograms. Shouldn’t her mammogram have been free. And don’t forget the deductible and co-pay for the breast surgery–which was preventive health care.
I think you see where I am going with this. Why doesn’t the government, having mandated that all of us must have health insurance, simply require that all of our health care needs are covered free of charge by the insurance companies. After all, it wouldn’t cost the insurance companies any money. In fact, they would save money, because we would all be healthier and not need the most expensive procedures. Heck, if every woman would just take birth control or get a tubal ligation, we could “prevent” all pregancies, which are costing the insurance companies too much money. Think of the savings. I’m sure our premiums would plummet.