A Free Market Option For Health Insurance!
New Hampshire has a bill coming up that would create an open market for Health Insurance in the state. HB 241 is an act that wold allow.. …a willing consumer and willing insurance carrier may contract on mutually agreeable terms for individual or group health insurance which is not subject to regulation by the insurance commissioner, insurance mandates, or administrative consumer protection law. Such transactions | Read More »
Because we are about to enter a new round of debates about health insurance, we need to clarify basic insurance concepts. In the beginning of the industry, insurance was a bet you made with a company which bet you didn’t mind losing. For example. If you buy life insurance, you are betting that you will die in the coming year and the insurance company is | Read More »
Teetering on the edge of destruction
It’s hardly surprising that the Hartford Business Journal is happy about the new Health Care Takeover legislation: Hartford has long been considered the Insurance Capital of the World, and the insurance companies are thrilled with the forced enrollment of 32 million Americans into their health insurance plans. With sweeping federal health care reform now on the books, business owners are scrambling to make sense of | Read More »
Are MA voters rejecting MA’s universal health care?
All politics is local, or so said former Speaker Tip O’Neill (D-MA). One wonders if Democrats lost the thread of what was happening in Massachusetts when they tried to nationalize the Massachusetts Senate special election around Barack Obama’s universal health care plan. You see, Obama’s plan borrowed much conceptually from Massachusetts plan that Ted Kennedy and Mitt Romney worked on. The key concepts: a mandate | Read More »
Another way to think about Health Care “Reform”… Halloween!
I’ve got a few liberal and liberal leaning friends who just don’t seem to “get” why Conservatives are against the type of “reform” being provided in the recent bills. When I say that they seem to “trust the Government too much,” they always state that the believe that America won’t “stand” for abuse by politicians of the system… again they don’t understand why Conservatives seem | Read More »
The Public Option Opt-Out Sham: Opt-Out Of What?
The Hill is reporting that Harry Reid will pursue a public option with an opt-out for individual states despite the dissent of Olympia Snowe. Insiders claim that he has at least 58 votes and is closing in on 60. The opt-out is bogus. Even Snowe, who is amenable to a trigger, is opposed to an opt-out. An opt-out may protect insurance industry interests in states | Read More »
Straight Talk About Health Insurance, or How To Achieve Portability and Accessibility Without a Government Plan
Two of the health issues that we all seem to generally agree about are the desirability of portable insurance policies and facilitating access to affordable policies by everyone who wants to buy them. Both of those goals are achievable without a massive overhaul of the existing health care and insurance industries. There are more than a few ways to skin those cats, but let’s look | Read More »
Introducing “Competition” to the Health Insurance Market
There are many good reasons to have a deep conversation about how health insurance works in this country, because there is a lot of things wrong with it. What we’re getting from Obama and Congress, however, is a PR campaign designed to distract us from the fact that they would like to change not health insurance, but practically everything about health care itself. Reports have | Read More »
Self Based Supply
Self Based Supply or independant income based on what we do and know as individuals. Bands of ones.. The non group that is going to be increaseing in size as the economy adjusts and more people either by choice or circumstance enter into the self employeed. The ones that buy health care with after tax dollars. I know about the structures that exist to form legal entities | Read More »
You Won’t Be Able to Keep Your Insurance
Americans are rightly concerned that a government-run health care plan will lead to changes with their own health insurance. It doesn’t take a rocket scientist to draw the conclusion that employers will drop coverage once the government starts meddling with the financial incentives. This is a problem for the White House, and it’s why President Obama uses every opportunity to tell Americans, “If you have | Read More »
For the Health of Our Health Care System
No one can deny that our health care system has problems that need to be addressed. There are those in this country who are without insurance, who are underinsured, and who go without necessary – and sometimes lifesaving – treatments each day. In a country like the United States, this is frustrating to see and we can no longer continue to accept it. But the | Read More »
Government Run Health Care a Bad Idea for America
There has been a growing sense of frustration in this country over the rising cost of health care, and this problem has recently been compounded by our ailing economy as Americans are losing their jobs and struggling to make ends meet. I know there are many families in Oklahoma who currently do not have health insurance- making one sick child a potential family crisis. I | Read More »
Obama health plan – guaranteed issue – irresponsible people
On of the keys to the Obama plan is that health insurance will be guaranteed issue. Currently there are a lot of the “uninsured” that choose to be uninsured. Some call it irresponsible. In the Obama plan what will make these people become responsible? The Obama plan isn’t going to require people to buy insurance. What is to keep the current irresponsible group to: Not | Read More »
Health Care Solution Involves the ‘C’ Word
No. Not THAT ‘C’ word. The word that can solve the health care and health insurance issue, that Republicans SHOULD be screaming about is CAPITALISM. Health care costs are skyrocketing. My own doctor’s office just closed its doors. The doctor left town to return to his previous clinic practice due to people just not paying the high price of a visit and his insurance payments | Read More »
Send me your health care stories
On the ever-busy Change.gov, former Sen. Tom Daschle has posted a video talking about the health care transition team and the comments he’s received. The pick for Health and Human Services Secretary says hearing compelling personal stories is most important for urging legislators to action. The Galen Institute, a nonprofit research organization dedicated to free-market ideas for health reform, wants to share people’s stories with | Read More »