Today is the last day to buy major medical health insurance in Kentucky that is not “improved” by ObamaCare. Your only choice left for an insurer is United HealthCare.

A 36 year old man in Louisville can get a $3500 deductible plan with 20% coinsurance until the out-of-pocket limit of $6500 is reached for $86.51 a month today only. Tomorrow, a somewhat similar plan from Anthem ($6300 deductible and out-of-pocket limit with no separate coinsurance) will cost $203.27 a month.

Starting tomorrow, this fight is no longer about any kind of theory, unless you want to start talking about death spirals. If you are still pro-ObamaCare, you don’t. Ready?