Four and a half years after the 2008 financial crisis, there’s still a lot of talk in policy circles about what to do about banks, bailouts, bad lending practices, booming consumer debt, foreclosures and on and on.

Getting into the weeds on most of this stuff requires an expert and sometimes a sherpa to guide you through the nitty gritty details, but in general we all can see the common sense points that bailouts have been bad, most of this stuff is very costly, and merely making more regulations isn’t a cure for bad behavior or market problems, no matter what Dear Leader and his band-aid bandits would have you think.

We can all agree, though, that one thing that is definitely going to make it all better and ensure such things never happen again is making sure that the executive branch agency authorized by Democrats’ Dodd-Frank legislation can blow $145 million in taxpayer dollars on a redecoration project so its employees can have access to a nicer lobby and a rooftop kiddie play yard.

Right? I mean, obvs.

The Washington Examiner notes that the Consumer Financial Protection Bureau (CFPB) is planning to spend exactly as much as that on exactly that kind of redecoration scheme. Plus some wiring and security stuff, which is probably important since the CFPB is also collecting epic amounts of your personal financial data, kind of like the NSA, only with even less accountability.

That’s more than it cost to build the Bellagio Casino in Las Vegas. And twice the gamble. And it is vital – vital, I tell you!! – because humble public servants cannot possibly be expected to work under conditions that do not make them feel like special and unique snowflakes. Imagine going to work and not having a rooftop getaway? That’s like having a car without chrome, ground effects, and a Mr. Fusion. Intolerable.

And certainly we cannot expect them to do the important work of tracking your Amazon purchases or whatever while working in Virginia, where real estate is, for some reason, cheaper than it is across the street from the White House. (House Financial Services Committee Chairman Jeb Hensarling has proposed that the CFPB look at relocating to Reston, which for those not familiar with D.C.-area geography is not across the street from the White House, but which has cheaper real estate, including buildings that don’t need vast sums spent on rewiring or improved air conditioning).

Remember the part where this agency was supposed to be about responsible finance and restraint? Yeah. Good times.

Liberals wonder why conservatives think the Dodd-Frank overhaul was flawed. The fact that the agency it created and charged with watching our wallets is spending more on renovations than it cost to build the Trump Towers is just one of the reasons why.