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The Next Hurdle in Gender-Affirming Care for Minors: Rising Insurance Rates

Person holding sign encouraging use of gender pronouns. (Credit: Unsplash/Alexander Grey.)

Those involved in the effort to push “gender-affirming care” on minor children are facing another major roadblock to the advancement of their agenda. About half of the states have passed legislation barring the use of puberty blockers, hormones, and surgical treatments on kids. They have also implemented measures to prevent the indoctrination of students in schools.

But now, market forces are making it harder for medical facilities to use these questionable treatments on children.

Clinics that provide “gender-affirming care” to children suffering from gender dysphoria have been presented with another obstacle: increased insurance premiums.

Independent clinics and medical practices located in states where [medication or surgical treatment for transgender youth] is either allowed or protected have moved to fill that void for patients commuting or relocating across state lines. But as the risk of litigation rises for clinics, obtaining malpractice insurance on the commercial marketplace has become a quiet barrier to offering care, even in states with legal protections for health care for trans people. In extreme cases, lawmakers have deployed malpractice insurance regulations against gender-affirming care in states where courts have slowed or blocked anti-trans legislation.

Fueling the rise in insurance premiums for “gender-affirming care” is the high risk of lawsuits. Indeed, several malpractice lawsuits have already been filed by detransitioners, people who underwent these treatments as minors and later detransitioned after becoming adults.

Many of the folks who have gone through these treatments as minor children later realize that it wasn’t the right direction, and decide to transition back to their biological sex. Tragically, many detransitioners still suffer the effects of the drugs and other treatments they went through without being properly informed by the medical professionals who facilitated the treatment, which has led to a slew of lawsuits being filed against the latter.

The biggest threat to “gender-affirming care” might come not from red states banning the procedures for minors, but from scarred, young women like Soren Aldaco, Chloe Cole and Prisha Mosley.

The three are among the growing number of detransitioners — former gender-clinic patients who were prescribed drugs and underwent breast removals in their teens as they sought to adopt an opposite-sex identity and later decided they weren’t transgender after all.

Now they’re suing the medical professionals who signed off on the puberty blockers, hormone therapies and surgeries, accusing the physicians of rushing them into treatment as a fix for their mental health problems without adequate screenings or warnings about the long-term physical and psychological risks.

“These lawsuits are rightfully a huge threat to the ‘gender-affirming care industry’ because they are exposing the dark side of a dangerous agenda that is hurting an untold number of vulnerable teens,” said Charles LiMandri, whose San Diego County law firm represents three detransitioners in partnership with the Center for American Liberty.

In fact, the push to trans children has resulted in lawyers creating Campbell Miller Payne, a new law firm specifically tailored to detransitioners seeking justice against the medical professionals who pushed “gender-affirming care” on them.

A new law firm has been created specifically to help detransitioners, people who went through “gender-affirming care” as children and later regretted it, take on the medical professionals and facilities that put them on puberty blockers, hormone treatments, and even surgery ostensibly to help them deal with their mental health problems. The lawyers indicated that they are experiencing a steady influx of potential clients who were subjected to these treatments as children.

The law firm Campbell Miller Payne was established in 2023 by lawyers Jordan Campbell, Ron Miller, Josh Payne, and Daniel Sepulveda. The lawyers represent detransitioners in a number of high-profile cases, including Prisha Mosely and Soren Aldaco. Despite the newness of the firm, Campbell tells the [Daily] Caller that they “average about one potential new client a week.”

“And that’s barely having gotten off the ground.”

Over the past few years, as people have come to realize how progressives are using education and the medical field to promote transgenderism among the youth, parents began fighting back, staging protests and voting to remove school board members pushing this ideology in government-run schools. This resulted in the wave of legislation barring the procedures for children across the country. But now, the use of lawfare is quickly emerging as the primary weapon against the left’s agenda.

Taking all of this into account, it does not come as a shock that insurance companies would be reticent to insure facilities that provide these treatments. The recent lawsuits are likely only the beginning. Many children have been exposed to “gender-affirming care” and as they grow up, there will be more who become detransitioners. It won’t be too long before foisting these dangerous treatments on minors gets even more expensive. The battle isn’t over yet, but the use of lawfare could be precisely what is needed to push us closer to solutions that actually help children instead of mutilating them.

 

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